In addition to employer-sponsored programs, ISAC also offers group level employee-paid benefits.
Accident coverage is a way for employees to help pay for out-of-pocket expenses that often arise after an unexpected injury. Through payroll deductions, employees can elect these plans to help pay out-of-pocket expenses. Employees may choose to enroll themselves and/or their family in one of two plan options.
GROUP CRITICAL ILLNESS
Critical Illness coverage provides a fixed, lump-sum benefit upon diagnosis of a critical illness. These benefits are paid directly to the insured and may be used for any reason, from deductibles and prescriptions to transportation and childcare.
VOLUNTARY ACCIDENTAL DEATH & DISMEMBERMENT
Employees are also able to purchase Voluntary AD&D insurance. Eligible employees may select a Principal Sum in increments of $25,000, subject to a minimum of $25,000, up to a maximum of $250,000.