The Iowa State Association of Counties has partnered with Group Benefit Partners to bring you a health insurance program that can fit your needs. Whether you are looking for a self-funded option, a High-Deductible Health Plan (HDHP), or a health plan with a partial self-funded piece, we are here to help.
Group Benefit Partners is a licensed independent broker located in West Des Moines, Iowa specializing in employee benefits consulting. They can assist your county in designing an economical and comprehensive health plan for your employees. They are licensed to quote stand-alone options with health insurance carriers across the state, and is the only broker authorized to quote the ISAC Group Health Program.
The ISAC Group Health Program is a self-funded pool consisting of 24 counties in the program and covers roughly 5,300 individuals. The pool has many different plan designs which allows the flexibility for your county when it comes to health insurance options and costs. The pool offers wellness discounts based on participation and experience discounts based on medical history.
The pool also offers additional benefits paid by the pool; such as:
Competitive health insurance premiums
Comprehensive benefit plans tailored for partial self-funding
Leveraged resources pooled with participating counties
Claims experience premium discounts
Avoidance of fully-insured ACA taxation and fully-insured premium sales tax
Benefits of being self-funded without the exposure liability
Expedited release of renewal rates
Competitive Wellmark administration fees
Independent access to all health insurance markets and health plan funding arrangements in Iowa: both inside the ISAC Group Health Program and outside the pool
Financial security of ISAC
Complementary employee benefits consulting and brokerage services through Group Benefit Partners
Independent access to all health insurance markets and health plan funding arrangements: both inside the ISAC Group Health Program or stand-alone outside the program
**Assistance with plan design is provided by Group Benefit Partners and if you are insured through the Iowa State Association of Counties Group Health Program, the broker fees are paid by the program.